Machine learning models that analyze every transaction in real time to stop fraud before it happens.
Every transaction passing through AiPay is scored by an ensemble of machine learning models before it's authorized — all in under 50 milliseconds.
Our fraud engine ingests thousands of signals per transaction: device fingerprint, behavioral biometrics, historical velocity, network reputation, and more. These signals feed into models trained on billions of prior transactions, allowing the system to recognize fraud patterns that static rule sets miss entirely.
Every transaction is scored the instant it's submitted, with no added latency to checkout.
Models retrain continuously on new transaction data, adapting to emerging fraud patterns.
Precision-tuned thresholds mean fewer good customers get incorrectly declined.
Combine AI scoring with your own business rules for full control.
Fraud doesn't just cost you the transaction — it costs chargebacks, fees, and trust. AiPay's AI fraud detection is built to catch bad actors while staying invisible to legitimate customers, protecting revenue without adding friction.