When a payment fails, AI predicts the best moment and method to retry — recovering revenue automatically.
Most failed payments aren't truly declined forever — many are soft declines caused by temporary issues like insufficient funds or issuer timeouts. AiPay's AI knows the difference.
The retry engine analyzes the decline reason, card issuer patterns, and historical timing data to predict exactly when and how to retry a failed payment for the best chance of success.
Automatically distinguishes soft declines from hard declines.
Learns the best time window to retry based on issuer behavior.
Retries can be sent through a different processor for a fresh attempt.
Retries happen behind the scenes with no disruption to the customer experience.
Recovering even a small percentage of failed payments compounds into meaningful revenue recovery over time — all without any manual intervention from your team.